Section 01
Definitions
In these Terms, the following definitions apply unless the context requires otherwise:
| Term | Definition |
|---|---|
| "Platform" | The ph765 website, mobile interface, and all associated services available at ph765.club and its subdomains. |
| "Account" | A registered player account created by an eligible individual on the ph765 Platform. |
| "Wager" / "Bet" | Any real-money stake placed on a game, event, or outcome via the ph765 Platform. |
| "Bonus Funds" | Non-cashable promotional credits awarded by ph765 under specific terms and wagering requirements. |
| "Real Money Funds" | Philippine Peso (PHP) amounts deposited by the Player and credited to their ph765 wallet. |
| "KYC" | Know Your Customer — the identity and age verification process required of all ph765 players. |
| "PAGCOR" | The Philippine Amusement and Gaming Corporation, the regulatory authority that licenses ph765's operations. |
| "AML" | Anti-Money Laundering — regulatory requirements that ph765 and its players must comply with under Philippine law. |
| "Self-Exclusion" | A voluntary mechanism by which a Player requests temporary or permanent suspension of their ph765 Account. |
Section 02
Acceptance of Terms
2.1 By accessing or using any part of the ph765 Platform — including browsing the site, registering an Account, depositing funds, or placing any wager — you acknowledge that you have read these Terms in full and agree to be bound by them unconditionally.
2.2 These Terms apply to all users of the ph765 Platform, including registered players, visitors, and any person who accesses the Platform in any capacity.
2.3 These Terms are supplemented by ph765's Privacy Policy, Responsible Gaming Policy, Bonus Terms, and any game-specific rules published on the Platform. In the event of a conflict between these Terms and any supplementary document, these Terms shall prevail unless the supplementary document expressly states otherwise.
2.4 ph765 reserves the right to amend these Terms at any time in accordance with Section 14. Continued use of the Platform after any amendment constitutes acceptance of the revised Terms.
Section 03
Eligibility & Age Requirement
3.1 To register and use the ph765 Platform, you must:
- Be at least 21 years of age at the time of registration and at all times during your use of the Platform;
- Be a resident of the Philippines or otherwise authorized to participate in online gaming under applicable Philippine law;
- Not be prohibited from participating in online gaming by any law, court order, or regulatory authority applicable to you;
- Not be a current employee, contractor, officer, or director of ph765, or an immediate family member of any such person;
- Not be a person who has been self-excluded from the ph765 Platform or any PAGCOR-regulated gaming platform.
3.2 ph765 conducts mandatory Know Your Customer (KYC) verification for all Accounts prior to permitting real-money wagering or withdrawals. Acceptable KYC documents include but are not limited to: Philippine Passport, UMID, PhilSys National ID, Driver's License issued by the LTO, and Voter's ID.
3.3 ph765 reserves the right to request additional documentation at any time to verify the identity, age, or source of funds of any player. Failure to provide satisfactory documentation within the requested timeframe may result in Account suspension and withholding of funds pending investigation.
3.4 ph765 employs automated and manual age-verification mechanisms. Any Account found to belong to a person under 21 years of age will be immediately terminated and all funds forfeited without recourse, subject to applicable Philippine law.
Section 04
Account Registration & Security
4.1 Each player may hold only one (1) registered Account on the ph765 Platform. The creation of multiple Accounts by a single individual — whether under the same or different identities, email addresses, or device profiles — constitutes a material breach of these Terms and will result in immediate termination of all associated Accounts and forfeiture of all balances therein.
4.2 When registering, you agree to provide accurate, current, and complete information. You are obligated to update your Account information promptly if any detail changes. ph765 shall not be liable for errors or losses arising from inaccurate registration information provided by you.
4.3 You are solely responsible for maintaining the confidentiality of your Account login credentials, including your username and password. You must not share your Account with any other person. ph765 assumes no responsibility for unauthorized access to your Account resulting from your failure to maintain credential security.
4.4 You agree to notify ph765 immediately via live chat or email at [email protected] if you become aware of any unauthorized access to or use of your Account.
4.5 ph765 strongly recommends enabling two-factor authentication (2FA) on your Account. While 2FA is optional, ph765 shall not be liable for losses arising from unauthorized Account access where 2FA was not enabled.
Section 05
Deposits, Withdrawals & Financial Transactions
5.1 Deposits
ph765 accepts deposits via GCash, PayMaya, BPI, BDO, Metrobank, UnionBank, DragonPay, and 7-Eleven payment channels. The minimum deposit amount is ₱100 Philippine Pesos (PHP). ph765 does not charge deposit fees, though your payment provider may apply its own transaction charges. All deposited funds must originate from a payment method registered in your own name — third-party deposits are prohibited.
5.2 Withdrawals
Withdrawals may only be made to a payment method registered in the same name as your verified ph765 Account. The minimum withdrawal amount is ₱200 PHP. GCash and PayMaya withdrawals are typically processed within 10 minutes of approval. Bank transfers are processed within one (1) to three (3) banking days. ph765 reserves the right to require additional verification documentation before processing any withdrawal request.
5.3 AML Obligations
ph765 is required under Philippine law, including Republic Act No. 9160 (Anti-Money Laundering Act) as amended, to monitor transactions for suspicious activity. Deposits or withdrawal patterns that suggest money laundering, fraud, or financial crime will be reported to the Anti-Money Laundering Council (AMLC) and may result in Account suspension, fund seizure, and referral to law enforcement authorities without prior notice to the Account holder.
5.4 Currency
All transactions on the ph765 Platform are conducted in Philippine Peso (PHP). ph765 does not accept foreign currencies directly. Currency conversion, if applicable, is performed by your payment provider and is subject to their exchange rates and fees, for which ph765 bears no responsibility.
5.5 Dormant Accounts
An Account that has had no login activity for a continuous period of twelve (12) months shall be considered dormant. ph765 may apply a monthly administrative fee of ₱50 PHP to dormant Account balances after this period, provided the remaining balance is sufficient to cover the fee. Players will receive advance notice via registered email before dormancy fees are applied.
Section 06
Bonuses, Promotions & Wagering Requirements
6.1 All bonuses, free bets, free spins, and promotional credits offered by ph765 are subject to specific terms and wagering requirements that are communicated at the time the promotion is offered. These Terms apply in addition to any promotion-specific terms.
6.2 Wagering requirements must be completed in full using Real Money Funds before Bonus Funds can be converted to withdrawable cash. Until the wagering requirement is met, Bonus Funds are not withdrawable under any circumstance.
6.3 Bonus abuse — including but not limited to creating multiple Accounts to claim bonuses, exploiting technical errors, using automated betting strategies to satisfy wagering requirements at minimal risk, or coordinating with other players to meet bonus terms — constitutes a material breach of these Terms. ph765 reserves the right to void all bonuses and cancel all associated winnings in cases of detected bonus abuse, and may terminate the Account without notice.
6.4 ph765 reserves the right to modify, suspend, or withdraw any promotion at any time without prior notice. Existing bonus balances at the time of promotion withdrawal will continue to be governed by the terms applicable at the time they were credited.
6.5 Bonuses are offered to eligible players only as determined by ph765 in its sole discretion. ph765 may exclude any player from any promotion for any reason, including but not limited to prior bonus abuse, suspected fraud, or Account status.
Section 07
Gaming Rules & Bet Acceptance
7.1 Each game available on the ph765 Platform is governed by its specific rules, which are made available within the game interface. In the event of a discrepancy between game-specific rules and these Terms, the game-specific rules shall prevail with respect to the outcome and mechanics of that game only; all other provisions of these Terms continue to apply.
7.2 ph765 reserves the right to refuse, void, or limit any wager at its discretion without providing a reason. This includes but is not limited to wagers placed in error, wagers that exploit technical malfunctions, and wagers placed by Accounts under investigation.
7.3 In the event of a technical failure, disconnection, or interruption during a game, ph765 will endeavor to restore the game to its last confirmed state using transaction logs. If restoration is not possible, the wager will be refunded to the player's Account. ph765 is not liable for losses arising from interrupted sessions caused by factors beyond its reasonable control, including internet service provider failures on the player's end.
7.4 ph765 uses independently certified Random Number Generator (RNG) systems for all digital casino and slot games. Live dealer games use physical equipment operated by trained dealers in monitored studio environments. The outcomes of all games are not influenced by player bet size, bet history, or Account status.
7.5 Minimum and maximum bet limits apply to all games and are displayed within each game interface. ph765 reserves the right to modify these limits at any time.
Section 08
Prohibited Conduct
The following conduct is strictly prohibited on the ph765 Platform. Engaging in any prohibited conduct constitutes a material breach of these Terms and may result in immediate Account termination, forfeiture of funds, and referral to relevant authorities:
- Using the Platform while under the age of 21 years;
- Registering more than one Account, whether under the same or different names or identities;
- Providing false, misleading, or incomplete information during registration or KYC verification;
- Using the Platform to engage in money laundering, fraud, or any other financial crime;
- Colluding with other players to gain an unfair advantage in any game;
- Using automated software, bots, artificial intelligence, or any form of electronic assistance to place wagers or interact with the Platform without express written permission from ph765;
- Exploiting software bugs, glitches, or technical errors in games or the Platform for financial gain;
- Engaging in bonus abuse as defined in Section 6.3;
- Attempting to access the Platform or other players' Accounts without authorization;
- Engaging in any conduct that disrupts, interferes with, or damages the Platform, its infrastructure, or other players' experience;
- Accessing the Platform from a jurisdiction where online gaming is prohibited, even if you are a Philippine national;
- Allowing any other person to access or use your Account, or accessing the Account of another person.
Section 09
Account Suspension, Closure & Fund Handling
9.1 ph765 reserves the right to suspend, restrict, or permanently close any Account at its sole discretion, including but not limited to cases of suspected fraud, breach of these Terms, regulatory requirement, or player-requested self-exclusion.
9.2 Where an Account is closed by ph765 due to a breach of these Terms by the player, ph765 reserves the right to withhold the Account balance pending investigation. Where the breach involves fraud or criminal conduct, ph765 may retain the balance and remit it to the appropriate regulatory or law enforcement authority.
9.3 Where an Account is closed for any reason other than a player breach, the verified Account balance (excluding Bonus Funds) shall be returned to the player via their registered payment method within ten (10) business days, subject to any applicable withdrawal verification requirements.
9.4 A player may request voluntary Account closure at any time by contacting ph765 support. Upon verification of the request, the Account balance will be processed for withdrawal in accordance with standard withdrawal procedures.
Section 10
Responsible Gaming
10.1 ph765 is committed to promoting responsible gaming and minimizing the potential for gambling-related harm among its players. ph765 provides the following tools, accessible from the Account settings after login:
- Deposit limits — daily, weekly, and monthly caps on the amount you may deposit into your Account;
- Loss limits — caps on the amount you may lose over a defined period;
- Session time limits — automatic logout after a player-defined session duration;
- Reality checks — on-screen session summaries at regular intervals;
- Cooling-off periods — voluntary Account suspension for 24 hours, 1 week, 1 month, or 6 weeks;
- Self-exclusion — temporary or permanent Account exclusion at the player's request.
10.2 Self-exclusion requests are processed immediately upon verification. Once self-exclusion is in effect, ph765 will take all reasonable steps to prevent the self-excluded player from re-registering or accessing the Platform. Players who self-exclude accept that ph765 cannot guarantee absolute prevention of access if a player actively circumvents the exclusion through false information.
10.3 ph765 complies with PAGCOR's responsible gaming requirements and actively supports the PAGCOR Responsible Gaming Program. Filipino players experiencing gambling-related harm are encouraged to seek assistance from PAGCOR and qualified support organizations.
Section 11
Intellectual Property
11.1 All content on the ph765 Platform, including but not limited to the ph765 brand name and logo, website design, game interfaces, graphics, text, software, data compilations, and sound recordings, is the property of ph765 or its licensed content providers and is protected by applicable intellectual property laws.
11.2 You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Platform for personal, non-commercial gaming purposes only. You may not reproduce, modify, distribute, or create derivative works from any Platform content without the express prior written consent of ph765.
11.3 Scraping, crawling, data mining, or any automated extraction of content from the ph765 Platform is prohibited without written authorization.
Section 12
Limitation of Liability & Disclaimers
12.1 The ph765 Platform is provided on an "as is" and "as available" basis. While ph765 uses commercially reasonable efforts to maintain platform availability and performance, we do not guarantee uninterrupted, error-free access.
12.2 To the maximum extent permitted by applicable Philippine law, ph765 shall not be liable for:
- Any indirect, incidental, special, consequential, or punitive damages arising from your use of the Platform;
- Loss of profits, winnings, or opportunities resulting from Platform unavailability or technical issues;
- Losses arising from unauthorized access to your Account where you have failed to maintain adequate security;
- Decisions made by players based on information, statistics, or odds published on the Platform.
12.3 Nothing in these Terms limits ph765's liability for death or personal injury caused by negligence, fraud, or fraudulent misrepresentation, or any other liability that cannot be excluded by law.
12.4 ph765's maximum aggregate liability to you for any claim arising under these Terms shall not exceed the total amount deposited by you into your ph765 Account in the 30 days preceding the event giving rise to the claim.
Section 13
Privacy & Data Protection
13.1 ph765 collects, processes, and stores personal data in accordance with the Philippine Data Privacy Act of 2012 (Republic Act No. 10173) and ph765's Privacy Policy, which is incorporated into these Terms by reference.
13.2 By registering on ph765, you consent to the collection and processing of your personal data as described in the Privacy Policy, including KYC documentation, transaction records, and device/usage data for regulatory compliance, fraud prevention, and responsible gaming purposes.
13.3 ph765 will not sell your personal data to third parties for marketing purposes. Data sharing is limited to regulatory requirements (including PAGCOR and AMLC reporting), payment processing partners, and fraud prevention services.
13.4 For full details on your data rights and how ph765 handles your personal information, please refer to our Privacy Policy.
Section 14
Amendments to These Terms
14.1 ph765 reserves the right to amend these Terms at any time. Material changes will be communicated to registered players via email to the address on file and/or via a prominent notice on the Platform at least seven (7) days before the amended Terms take effect, except where a shorter notice period is required by law or regulatory directive.
14.2 Your continued use of the ph765 Platform after the effective date of any amendment constitutes your acceptance of the amended Terms. If you do not accept the amended Terms, you must cease using the Platform and may request Account closure in accordance with Section 9.4.
14.3 The current version of these Terms, with the "Last Updated" date displayed at the top of this page, supersedes all prior versions. You are responsible for reviewing these Terms periodically to stay informed of any updates.
Section 15
Governing Law & Dispute Resolution
15.1 These Terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law principles.
15.2 Any dispute, controversy, or claim arising out of or relating to these Terms, the Platform, or your Account ("Dispute") shall first be referred to ph765's internal dispute resolution process. Players must submit a written complaint via the ph765 support channels, and ph765 will respond within seven (7) business days.
15.3 If a Dispute is not resolved through internal processes within thirty (30) days, either party may refer the matter to PAGCOR's dispute resolution framework in accordance with applicable gaming regulations.
15.4 Where a Dispute proceeds to formal legal action, the parties submit to the exclusive jurisdiction of the competent courts of Pasay City, Metro Manila, Philippines.
15.5 The United Nations Convention on Contracts for the International Sale of Goods does not apply to these Terms.
Section 16
Contact Us
If you have any questions, concerns, or complaints regarding these Terms, please contact ph765 through the following channels:
Live Chat
Available 24/7 directly on the ph765 Platform — the fastest way to reach us.
[email protected] — responses within 24 hours on business days.
Messenger & Viber
Filipino-speaking support agents available via Messenger and Viber during PH hours.
These Terms were last reviewed and updated on January 1, 2026. They apply to all ph765 players as of that date.